Luxury SUV

Bmw X5

The Bmw X5 is a luxury suv with a starting purchase price of $67,000 and an EPA combined rating of 25 MPG. Below is our 0–200,000 mile lifecycle TCO analysis displaying marginal depreciation, maintenance trajectories, and the optimal buy/sell ownership window.

Optimal Buy/Sell Analysis

Marginal cost of each additional 10k miles: shrinking depreciation plus rising maintenance traces the U-curve. The shaded Optimal Ownership Window marks the statistically optimal buy/sell mileage window, net of transaction friction.

If you buy at 20k mi and sell at 160k mi, your true cost is $9,244.86 per 10k mi, transaction friction included.

Results

Details: Bmw X5

Sticker Price: $67,000

Total Net Cost per 10k mi

$9,244.86

Asset Costs

$4,930.53

Depreciation: $2,049.64
Maintenance: $2,643.50
Exit friction: $237.39

Running Costs

$4,314.33

Financing: $642.19
Opportunity Cost: $412.14
Fuel: $1,760.00
Insurance: $1,500.00

Monthly payment$1,541.47

Total interest paid$8,990.65

Amount financed$65,000